Credit Guarantee
Its our business to get behind businesses, assuring lenders and bolstering start-ups' and mSMEs’ creditworthiness with our range of credit guarantees.
The Emirates Development Bank's Credit Guarantee Scheme helps alleviate the pressure on SM Es by giving them access to credit with competitive rates, and ultimately helps them establish a healthy credit history.
Our CGS program is empowering the role of financial institutions to reveal growth opportunities for SMEs in priority sectors.
We can provide unique opportunities for our SMEs and their founders to create world-class institutions by leveraging flexible financial services that are innovative and transparent.
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Opening the doors for businesses in the UAE
We help to open doors to more finance for businesses in the UAE. Companies are using credit guarantees from EDB to facilitate small business loans by providing assurance to lenders, so a limited credit history or collateral doesn't prevent access financing. We also provide Credit guarantees to support international trade by assuring payment to exporters and reducing the risk associated with cross-border transactions.
Max LTV: 50%
Max Tenor: 10 years
Max grace period: 6 months
We're a business partner of all UAE businesses, using our resources and position as the financial engine for a nation, to get behind start-ups and mSMEs with Credit Guarantees.
Get in touch with any of our partnered banks to learn more.
What are the eligibility criteria for obtaining financing?
The eligibility criteria vary depending on the nature of the project or business. Generally, factors such as creditworthiness, business viability, and alignment with EDB's strategic objectives are taken into consideration.
How can I apply for financing?
To apply for financing you can either call us or sign in on the website and complete an initial application form. You'll be required to upload relevant documentation.
Empowering your business
Start your journey today – Click to register your interest and make it happen
Empowering your business when you need it most
From account set up to financing business needs
Get in touch nowBusiness Banking
Getting started:
- Download and launch the EDB Business Banking app
- Complete a few easy steps to set up your account
- Scan some key documents and then you're done
You will need:
- Active UAE mobile number
- Email address
- Valid Emirates ID
- Company trade licence
